Tuesday, 31 March 2009
Right.... and then I woke up and smelt the coffee, unfortunately towards the latter end of the financial year things have gone a bit pear shaped, so another one of my mid-year resolutions is to get more organised, and to try and get straight financially.
I'll be honest with you this year has been a struggle, living from one pay day to the next, and for a family of five, with a mortgage and loan to pay off it really hits home.
The things that you do learn along the way are lessons that money cant buy such as:
1. who your friends are - your real friends are the ones who accept that things are tight at the moment and wont pressure you or treat you any differently
2. How to cook properly - I have always (as far as I can- and I do have the odd slip up !) made meals from scratch, even on junk food saturday we make our pizza, but I have learnt how to cook more creatively with leftovers, making stock and making up stews, bulking meals out with more vegetables and freezing leftovers and also turning the ratio to putting veg on plate first and adding meat as a side dish.
3. how to budget, although we are paying off loans, - if we stick to our budget plan (pear shaping taken into account ! we still aim to have these paid off by mid next year, I have also found a great web site that has great advice http://www.moneysavingexpert.com/ advice and tips for claiming back any money due to you and up to date money saving coupons, and much much more
4. that any family can adapt no matter how young or old each family member is, you may have to explain in simpler terms but we try and explain to the whole family that there wont be any luxuries for a while and they seem to accept the small changes.
5. the wide variety of free activities that are available it may take a while to find them by searching various sites but the rewards are amazing.
6. Love of my family, as dramatic as it sounds - with my husband and my children by my side we are a team against the world, in times of crisis, be it financial, emotional or physical we pull together no questions asked, we as parents lead by example and if we manage to keep the family buyant then the kids are great.
anyway going back to my organisation for budgeting, in advance of 6th April I have, 2 lever arch files, one for wage slips/bank statements and the other for bills, a diary to write down any upcoming direct debit /standing order dates, 2 small notebooks (one for menu planning and one for day to day spending records) so we are all cooking on gas ready for the start of the new year and together we will do this - debt free future here we come hopefully - Ill keep you updated as we travel along this rocky road - wish me luck - Im going in !! x
Monday, 30 March 2009
Then comes along my son (2)( who's daddy is admittedly a footy nut but the football is mainly on in the evening after bedtime) who thinks nothing of using the lounge as an inpromtu football pitch and really boots the football (maybe another Gerrard on our hands), who sits under his highchair pretending to be in a car driving, and then lies under his trike with pencils pretending to fix it like a mechanic.
Maybe its a genetic link as Hubby used to be a mechanic but changed jobs before son was born, who knows, all I know now is that I now have Princesses riding round on Thomas the Tank Engines, and still go skating on a strategically placed car every now and again - ahh well crash helmets at the ready!!
Friday, 20 March 2009
Come and join me for the ultimate blog party,
I'm new to blogging and as far as I can see so far is still relatively new in the uk - certainly none of my friends do it or have even heard of it - so I hope to meet lots of new friends at the party.
follow my blog and find how one happy housewife from Liverpool muddles through life and hopefully comes out the other side smiling - I have my work cut out for me I am a mum of 3 ( 9, 5, and 2), a wife, and a housewife - and I love it !! hard sometimes but so rewarding, look forward to hearing from you all - love to you all x x
Monday, 16 March 2009
Sunday, 15 March 2009
1. cut back on weekly foodbill helping the family budget by growing our own vegetables
2. eat more healthily
so here we are, surrounded by trays of soil, full of the wonder of nature waiting to burst out. so far we have planted 2 types of tomatoes, strawberries and carrots, to be joined next week by 3 sacks waiting to be filled with differing varieties of potatoes. keeps us all healthy, helps to teach the kids where food comes from and how easy it is to produce these small nuggets in your own back garden. we have, by no means an orchard in our garden we have an average sized garden, but one tip that I have learned is that no matter how small your garden is you can always find space to plant some seeds, be it, herbs in flower beds, or hanging varieties of tomatoes and strawberries to plant in hanging baskets, (although hang them in the back garden otherwise all your visitors will eat them while they wait for you answer the door !!)
so hopefully, in a few weeks I'll have some seedlings to show you before they are planted out in the big world.
Wish me luck !!x
Saturday, 14 March 2009
I am a Housewife and Proud of it
When I had my first child I went back to work part time and it broke my heart to leave her each morning at nursery, luckily my husband is very supportive and so when I had my second daughter and then my son said that if I wanted to stay at home then he would totally support my decision, which trust me is no soft option to stay at home.
I work harder, longer and have picked up a wide spectrum of skills that I would have never experienced through sitting behind a desk in an air conditioned office.
I love the warm feeling that you have when you watch the old 1950’s films where the mother stays at home pinny on baking all day (not that it happens in reality!!) I don’t feel that I was born in the wrong era, I love the independence, and strength that modern day women have, but I personally feel that my best job is to stay at home, running a busy household and making sure that the children are ready and to respective classes on time.
During my time as a housewife I have learnt to
Budget as a single income family, which is no mean fete as hubby is a postman so not earning millions – yet !
Time Manage – trying to co-ordinate 3 children, 1 husband, 1 dog and 1 rabbit, remembering, school, after school classes, parties etc
Cleaner – refer to previous post and my 6 binbags full, and that’s just the start.
Cook – working out how to cook nutritional food, healthy, within budget and more importantly that the kids will eat, not always the same thing
And these jobs are only the ones that spring easily to mind, if I was an executive I would be hailed as a wonder for my multi-tasking and paid a small fortune, yet I do all of this for nothing, just for the love for my family, the respect from my family and the wet sloppy kisses that I have off the kids when their faces light up when I am there every morning and afternoon to pick up and drop off at school.. we have very little money spare….money can’t buy everything….and do you know what….. I wouldn’t have it any other way x x
Thursday, 12 March 2009
Monday, 9 March 2009
Last week it took me 2 days, I managed to get 7 bin bags full of junk out of their room, (don’t know where from) and after those 2 days it didn’t look any different – why?
It does get easier though, before, when my youngest daughter was only in playgroup for a couple for hours in the morning, I had to move fast, tidy, dust and dispose of rubbish down to the tip before picking her up, couple of times we were late, daughter all seatbelted up in car, picking up binbags that start playing all sorts of tinny, tinkly music when you pick them up, so there we are unpacking all sorts of trinkets never used but as soon as I try and throw them out they become treasured possessions (until next time !!)
Which brings me back to last week, and my 7 bags of rubbish, and the icing on the cake is a 2.5ft tall La La courtesy of the teletubbies, hasn’t been looked at for the longest time hence the top of the rubbish pile, as the clearing had taken so long we were late to the rubbish tip so had to go after school pick up. Down to the rubbish tip we go, 7 bags of rubbish into the skip, no problem, soon as we get to La La, youngest daughters bottom lip starts to wobble, oh ohh….. so back home we go, trip to the tip over, and we have a visitor with us, yes La La has decided to extend his visit with us indefinatly – so now he is back home, gracefully decorating the kitchen floor, twice I have moved him, along with the several times the baby has tripped over him…… seriously outstaying his welcome…….till next time !!!
Anybody remember the 80's film Shirley Valentine, where Shirley tried to escape her humdrum life and spoke to the kitchen wall with the hope that someone would listen and whisk her away to sunnier climes, well as soon as I finished my last post I thought about it and dont you think that blogging is like a modern day Shirley Valentine? you take a few moments every day share your thoughts with your pc and hope that someone, somewhere listens to you and helps your day just that little bit sunnier, well wall I'm off now, I'll speak to you tomorrow
My mid-year resolutions
1. Start a blog - and to take at least 15 min per day to get to grips with blogging and to learn as many tips as I can to make this the best blog that I can for my own personal achievement
2. Start to scrapbook - I have so many photos all in wallets/folders fro our wedding, Children born, Holidays, relatives no longer with us, and what better way that to take the time to arrange them in such a creative way and what better way to reminisce as you are arranging the pages together with loved ones
3. Learn how to make cupcakes - I've got the baking of the muffins/cupcakes down - no problem but I love the way that they are decorated with the buttercream on top and to also learn how to decorate cakes I would love to have the discipline to sit down and to take the time to make icing/marzipan roses.
4. To chill out more and to not live by the lists as much as I been !!
5. and the old favourite ----- to declutter as we go along so that I dont need to have a full blown blitz every couple of months, logic says do it as you do along, practicality says - I'll do it tomorrow. not no more - down in black and white now (even though that goes against number 4 about the lists - o oh ! its started already !!!)
I have been blogging since January 2004 and now, five years later, I feel a powerful shift in mom blogging taking place. There is an incessant flurry of blogging information to soak up and learn, more and more companies to connect with, phenomenal opportunities around every corner, tons of products to review, and increasing competition to rise to the “tipping point” ranks of the mom blogosphere. To be sure, it is a thrilling time to be a mom blogger. But it is also an optimal time to take a moment to reflect on why we all started blogging in the first place. For me, it was to connect with moms, voice my opinion to the world, and hone my skills as a writer and I never want to forget that.Here are 20 affirmations for busy mom bloggers perfect for times when life seems to go a little too fast and blogging seems like it’s more of an obligation than a gift.
1. I love my blog.
2. My job as a mom blogger is to be true to myself.
3. There are plenty of opportunities for everyone.
4. Meeting new mom bloggers is an experience I treasure.
5. Mom blogging is a cherished gift.
6. I am a great blogger.
7. I am not afraid to challenge myself as a blogger.
8. I have an influential voice in the blogosphere.
9. I am grateful for my blog.
10. I am thankful for each and every one of my readers.
11. I am appreciative that my family supports my need to blog.
12. Every experience I have had as a blogger has been worth it.
13. I am thankful for my ability to write.
14. It is gratifying to know I am chronicling my life’s journey for my children and grandchildren.
15. My blog is my personal sanctuary.
16. I will do my part to make the mom blogosphere a nurturing community.
17. My blog is an extension of myself, not my whole self.
18. I will cherish every comment.
19. I love being a creator of good content.
20. I am a mom blogger and I love it.